Question: I'm in a Catch-22 situation. I'm currently in a low-paying job and have been accepted to Cal State LA's extended studies paralegal certificate program. However, the program is not eligible for federal aid and I don't have the money to pay for it. I have bad credit and I just don't know what to do. What lender will give me a student loan so that I can begin the program?

I can see that you really are between a rock and a hard place. The only solutions I can offer would be for you to either find a co-signer for a loan (e.g., parent, grandparent, aunt, uncle, rich and generous friend?) or consider a cheaper college where you might also be eligible for federal aid. For instance, check out this option at Los Angeles City College: http://www.lacitycollege.edu/academic/departments/law/introparalegalstudies.html

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