I'm a big "How to . . . " guy. I must have a hundred how-to books in my library. In the spirit of being self-sufficient, I enjoy learning new tricks of the various trades out there. If you're a high school senior waiting for your decisions to come in, or (more likely) you're trying to figure out where to get the money to pay for your higher education, then here's a very helpful how-to article that just might help.