Please help!! I am having trouble getting this question answered. My son will be a senior in high school and is applying to colleges. His father and I are divorced. We are both remarried. I was told that I need to fill out the FAFSA forms since he lives with me. My husband, his stepfather, makes a lot of money. We have always filled joint tax returns. We claim my son every other year. His dad is unemployed. Can I get any kind of financial aid or is my husband going to be responsible for the whole tuition?
I can answer your question but you're not going to like my answer. :( Colleges will look at your household income ... so, unfortunately, this does include your husband's, which may mean that your son doesn't qualify for need-based financial aid. Is this fair? Probably not. In fact, I frequently hear from moms who remarry just a year or two before their kids are ready for college, and even though the marriage is new, the stepdad's income is factored into the aid formula, even if he's already paid for several of his own kids to finish college, and he thought he was finally done!