Should an Adult Learner Returning to College Take the SAT/ACT?

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I am a 48-year-old who was working full-time through March and now I'm out of work and thinking about going to back to college. I finished two years of college in Ohio in the late 1990s, then left for financial reasons, then did another year of college in Virginia, then ran out of money again, and then did one semester at a different school in Virginia before leaving that school too. So I have a few years of college but not all at the same time or same school. I last went to school in 2004. So when I apply to college this time around, will they take those old credits, and would I need to take the SAT again now that I'm 48? Basically I just want to know how this all works for someone like me who is an adult and has been out of the college world for a long time.

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