Paying for College

Is FinAid Available to Those Who Did Not Apply from the Start?

Question: When my husband filled out financial aid forms, our EFC turned out to be more than $50,000. As a result, our daughter--who will be a college freshman in the fall--did not apply for any financial aid. Does failing to apply this year hurt us if we need to apply in future years?

Colleges often do have policies that restrict aid applications from students who did not initially apply for financial aid. Most commonly, if a student did not ask for aid as an entering freshman, you may find that he or she can't reapply for aid until junior year.

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