Early Decision at Penn for Financial Aid Candidate?

Question: I read your thread on the ED with financial aid topic. I'm currently a sophomore in high school and I'm not sure what would work best for me. I would need aid for a college like UPenn, but I'm not sure if applying ED with financial aid would help me with my chances. Could you give me some advice on this?

Also, are schools like UPenn really need blind? Would applying there with financial aid decrease chances? Thanks so much!

“The Dean" has addressed this topic a lot already but there is still confusion and misconception out there (quite a bit of disagreement, too) so it's worth discussing again (and again).

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